Map the gap between paychecks
Confirm final pay, the first paycheck from the new employer, unused leave, bonuses, commissions, and any period without regular income. Keep enough cash available for the transition.
Compare the complete benefits package
Review health coverage dates, deductibles, disability and life insurance, retirement matching, stock benefits, and paid time off. Salary alone may not show the full financial change.
Make an intentional retirement account decision
Understand the choices for an old workplace plan before moving it. Compare investment options, services, creditor protections, tax treatment, and convenience rather than automatically transferring the account.